Day: April 11, 2019

Medicare Covers Auto Accidents

If you are an eligible Medicare recipient, you must know its area of services well. Here in this article, we will talk about Medicare’s responsibility areas including auto accident coverage.

Medicare has different parts and the area of coverage depends on what part you’ve chosen to get the insurance benefits.  In order to receive auto accident coverage, a workers compensation attorney can help you with the guidelines. He will handle all the interactions with your COB(Co-ordination of Benefits) agency and will guide you accordingly to get the benefits of the coverage.

 However, to get a transparent overview, continue reading below.

There are some eligibility criteria to get enlisted with Medicare.

  • If you are 65 years of age and a permanent U.S citizen minimum for 5 years,
  • If you are specially-abled and receiving benefits for the same.
  • You are suffering from End Stage Renal Disease
  • You have a severe problem like ALS(Amyotrophic Lateral  Sclerosis)

auto accident coverage

Medicare Part A (Hospital Insurance)

Medicare Part A covers all inpatient cares like skilled nursing facility, Hospice care, Asylum care, Rehab care. If you are in the hospital for or more than 24 hours, the costs will be covered by Medicare Part A if you are activated with the same.

Please keep in mind, the costs of blood, private room, private nurse, individual care items like shampoo, soap, shaving kit and more are not covered by Medicare Part A.

Medicare Part B

Medicare Part B covers most of the Durable Medical Equipment suggested by your ordering physician.

These two are the basic parts of Medicare. Apart from these two, there are Medicare Part C and D or advantage plan that is a collaboration of Federal and private insurance. Part C gives you an option to choose your preferred coverage by paying some extra premium and Part D is all about prescription drug coverage.

Hope this article helps!

Pick for your food choice and learn from the best with a food tour France

No matter how much you roll around looking out to find your food of choice but what stays true and tasty is your own cooked food. Trust my words once that you get into cooking it will get quite easy to forget the food delivery numbers you have been trying hard to keep in your mind. There are things like learning cutting and stuff, the chefs take care of every minute lesson choice of your ensure that you get the maximum out of a lesson of cooking. This can be your chance of enjoying vacations and learning cooking both together at your happy zone.

Select for your sight-seeing options before you actually head to France:

Provence/ Cote d’Azur: this place is completely famed for fine wines, land of lavender, fresh fish, succulent meats and flavorful produce after all of your cooking is important to us in the same manner as it is to you.

culinary tours in Spain

Southwest France: you can visit this region in order to make your wine tours all interested and ultimate in the true heart of being the best cuisines from France.

Languedoc: the dishes range from the duck and pork in the mountains with an abundance of the plains of the fish this region is here to offer you a variety of the both in an easy and delicious manner.

It is a matter of time that while you are on a food tour France you get to learn a completely different culture that is followed in cooking and the taste that it brings to the authentic cuisine and some fusions that you will be able to keep with yourself till the end, this can be your real choice of selection after all.


So You Got Into an Accident, What’s Next?

If you are a vehicle owner or live in a high vehicular traffic area, you are at a higher risk of getting into a personal injury scenario. Whether you are a vehicle owner or just prefer to walk or ride a bike to and from your daily commute, it is best to arm yourself with knowledge on what to do when you are involved in such a situation. Whether you are on the receiving end or you have caused the injury, knowledge, and presence of mind are critical and the outcome of such an incidence will either be worsened or made better with what you do after such an incident.

Safety First

Assess the damage to yourself and then for your passengers as soon as you can after an accident. Avoiding further damage to yourself and others should be prioritized at this point. If your vehicle is in the middle of the road get out of the immediate area or try to drive it away from other speeding vehicles. Check yourself for serious injuries before scanning the area for other injured. Switch off your engine, turn on your hazard lights. Seek the help of authorities immediately by making the call or having someone make the call to the authorities.

personal injury lawyer

Exchange and Gather Pertinent Information

Exchange relevant and accurate information for anyone involved in the accident for them to be able to contact you. Provide and cooperate with investigators and give them information such as full name, address, car details. This would also be a good time to think about a good personal injury lawyer. If there are no injuries, you may not need to give out or get any insurance information to the other party. If you are able, take pictures of the scene and the vehicles and the injuries sustained as these would prove to be an invaluable source of information during litigation or claims.

Watch What Is Being Said

Once everyone’s safety is established, be careful in what you say, such as freely admitting that you are at fault or saying that you are drunk. This can be easily used against you in a court proceeding. This does not only apply to criminal cases but more importantly in compensation and insurance claims. The less said the better, wait until you are out of the emergency situation before making any statements.

Final Words

The takeaway here is to keep calm and keep your wits about you when an accident happens. Having a clear mind before speaking or doing anything in the aftermath of an accident may dictate what happens in the course of claims and proceedings.

Spanish Eating Customs That Every Tourish Should Know Of

Spanish people are very serious when it comes to following their traditions. Visiting Spain is probably one of the top places to visit in your bucket list. There are so many reasons why you should add this to your holiday plans. This is why when you have signed up for culinary tours in Spain, it is important that you know and understand their culture, especially their eating customs.

  • Breakfast (desayuno). When you are in Spain, you must remember that they are not big on breakfast. You might be used to eating like a King in the morning. But in Spain, all you will have is a cup of coffee with a croissant or other pastry. A Spanish traditional breakfast will usually include churros served with sprinkled sugar and paired with a cup of hot chocolate.
  • Lunch (comida). They have it around 2:00 to 4:00 in the afternoon. This is their main meal for the day and it is usually heavier and larger than their dinner meal. A Spanish lunch will include a couple of courses, starting with a lighter part like a salad or soup. The second part is a dish of meat or fish. Dessert can be fruits, a sweet pastry, or the Spanish flan.
  • Dinner (Cena). This is usually smaller and lighter than lunches. Although there are others who have full meals, most of them will just have something lighter like a salad or a sandwich. They eat late dinner, at around 9:00 to 10:00 in the evening as this is the final meal of the day.

culinary tours in Spain

Spanish Eating Customs

Aside from breakfast, lunch, and dinner, there are other Spanish eating customs that you should be aware of. Nobody wants to offend or disrespect anybody, which is why it is important that you learn more about their customs and traditions before your cooking vacation to Spain. Here are some important points to take note of:

  • This is a Spanish tradition that started a long time ago in Seville. This is ‘snacking’ where they go out for tapas which may be traveling from one bar to another, sharing plates of what the other bar’s specialty is with their friends. 
  • Spanish people spend more time in the table after their meals. Sobremesa means ‘over the table’ and this is the art of conversation after a meal. This means that when dining with people from Spain, instead of taking the last bite and leave, you have to stay at the table for a little while to converse and enjoy each other’s company. Some of them share a drink or two while having a good conversation which can last for hours!


  • Yup, siesta is real! This is where you take a rest after a huge meal at lunch. This tradition was started by farmworkers who needs to rest and digest before they head back to work in the fields. This is not only about taking naps. Some stores close during siesta hours which can be about 2 hours.


  • This is common to have together with a meal. Restaurants even offer a menu that always includes wine. This is also practiced even in their homes.

Understanding the common Spanish customs and traditions is a must. So before you head out on your next cooking vacation to Spain, you must take the time to learn more about their food, drinks, culture, and their people.