If you are an eligible Medicare recipient, you must know its area of services well. Here in this article, we will talk about Medicare’s responsibility areas including auto accident coverage.
Medicare has different parts and the area of coverage depends on what part you’ve chosen to get the insurance benefits. In order to receive auto accident coverage, a workers compensation attorney can help you with the guidelines. He will handle all the interactions with your COB(Co-ordination of Benefits) agency and will guide you accordingly to get the benefits of the coverage.
However, to get a transparent overview, continue reading below.
There are some eligibility criteria to get enlisted with Medicare.
- If you are 65 years of age and a permanent U.S citizen minimum for 5 years,
- If you are specially-abled and receiving benefits for the same.
- You are suffering from End Stage Renal Disease
- You have a severe problem like ALS(Amyotrophic Lateral Sclerosis)
Medicare Part A (Hospital Insurance)
Medicare Part A covers all inpatient cares like skilled nursing facility, Hospice care, Asylum care, Rehab care. If you are in the hospital for or more than 24 hours, the costs will be covered by Medicare Part A if you are activated with the same.
Please keep in mind, the costs of blood, private room, private nurse, individual care items like shampoo, soap, shaving kit and more are not covered by Medicare Part A.
Medicare Part B
Medicare Part B covers most of the Durable Medical Equipment suggested by your ordering physician.
These two are the basic parts of Medicare. Apart from these two, there are Medicare Part C and D or advantage plan that is a collaboration of Federal and private insurance. Part C gives you an option to choose your preferred coverage by paying some extra premium and Part D is all about prescription drug coverage.
Hope this article helps!